Modern Niche World MNW

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Invoice Late Fee Calculator

Enter the invoice, the due date and your late-fee terms. See the total owed today and copy a ready-to-send reminder.

Percent for the percentage models, dollars for a flat fee.

Frequently asked questions

Am I allowed to charge a late fee?
In most places yes — if your contract or invoice states the late-fee terms before the work began. A common approach is 1.5% per month on the overdue balance, sometimes after a short grace period. Rules vary by region, so confirm what is enforceable where you and your client operate.
Flat fee, one-time percentage, or monthly percentage — which should I use?
A monthly percentage keeps pressure on as the invoice ages and is the most common. A one-time percentage is simpler but stops growing. A flat fee suits small invoices where a percentage would be trivial. Pick one, state it in your terms, and apply it consistently.
Should I use a grace period?
A few days of grace (3–7 is typical) shows good faith and covers honest payment delays without souring the relationship. Set it here and the calculator only starts the clock once the grace window has passed.
What is the "copy reminder line" for?
It drafts a polite but firm chase message with the exact amounts filled in, so you can paste it straight into an email. Staying matter-of-fact and specific gets invoices paid faster than apologising for asking.

These calculators give estimates to help you think — not financial, tax or legal advice. Double-check anything that matters with a professional.